Bill Tracker / 119th Congress / H.R. 4478
H.R. 4478 · 119th Congress
TRUST Act of 2025
Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. — 05/13/2026
What This Bill Does
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Summary as of 07/17/2025, via Congress.gov / Congressional Research Service.